How It Works

Getting the funds you need is quick and easy. Here's our simple process from application to funding.

1

Complete the Form

Fill out our secure online request form with your basic information and banking details.

2

Lender Connection

Our system works to match you with a lender from our extensive third-party network.

3

Review Your Offer

If matched, review the lender's loan terms, APR, and repayment schedule carefully.

4

Receive Your Funds

Once you sign the agreement, funds are usually deposited into your account as soon as the next business day.

Basic Requirements

Must be at least 18 years old
Must be a U.S. citizen or permanent resident
Regular source of income required
Valid checking account in your name
Working phone number and email address

What You'll Need

  • Government-issued ID
  • Proof of income (paystubs or bank statements)
  • Active checking account details
  • Social Security Number

Common Uses

Emergency car repairs
Unexpected medical bills
Utility payments to avoid shutoff
Groceries or household essentials
Last-minute travel for family emergencies